Table of Comparison

25th February 2024

No.	Coverage	Basic	Standard	Deluxe Most Popular	Premier
	26-month Plan Prices	$425.10	$566.80	$654.00	$730.30
1	Letter of Guarantee to MOM	$5000
	Personal Accident
	(A) Death	$60,000	$60,000	$60,000	$70,000
	(B) Permanent Disablement	As per scale in Policy
	(C) Medical Expenses	$500	$1,500	$3,500	$4,000
2	Hospital & Surgical Expenses (Worldwide)	$120,000 (Annual Limit $60,000)	$120,000 (Annual Limit $60,000)	$160,000 (Annual Limit $80,000)	$200,000 (Annual Limit $100,000)
2	Co-insurance applicable for claimable amount beyond $15,000 per year	25%	0%	0%	0%
3	(A) Recuperation Expenses (Max 60 days)	Nil	$10 / day	$20 / day	$30 / day
3	(B) Temporary Help Benefit (Max 30 days)	Nil	$10 / day	$20 / day	$30 / day
4	Repatriation Expenses	Up to $10,000
5	Wages & Levy Reimbursement (Max 60 Days)	Nil	$30 / day	$40 / day	$50 / day
6	Termination / Re-Hiring Expense	Nil	$30 / day	$40 / day	$50 / day
7	Outpatient Kidney Dialysis / Cancer Treatment	Nil	$5000 (Policy Limit)
8	Special Grant	$1,000	$2,000	$3,000	$4,000
9	Maid & Household Liability	$5,000	$50,000
10	Fidelity Guarantee	Nil	$1,000	$3,000	$5,000
11	Price: 14-Month (incl GST)	$283.40	$381.50	$436.00	$490.50
11	Price: 26-Month (incl GST)	$425.10	$566.80	$654.00	$730.30
Reimbursement of Indemnity paid to insurer (excess $250)
If purchased with policy (incl GST)		$54.50
If purchased subsequently (incl GST)		$87.20

Unique Key Benefit Highlights (see policy for detail T&Cs)
Direct settlement with hospitals upon the admissibility of claim (less 25% co-payment if any)
Worldwide coverage, including whilst your maid is on home leave (with valid work permit)
Treatment by Licensed TCM registered with MOH
Communicable diseases or illness covering hospitalisation expenses for quarantine or isolation e.g. for Covid-19, SARS, Tuberculosis, H1 N1, Dengue Fever, MERS
Day Surgery hospital expense
Mental conditions, self-inflicted injuries arising from attempted suicide
Personal Accident Medical Expenses limit applies on a per accident basis, no maximum policy limit
Hassle-free repatriation service in the demise or incapacity of your helper. Repatriation cost up to policy limit will be borne directly by the Insurer

Refund Policy

Cancellation Period	within 60 days	61 to 120 days	121 to 180 days	181 to 270 days	After 270 days
14-month policy	70% of premium	50% of premium	No refund	No refund	No refund
26-month policy	70% of premium	50% of premium	30% of premium	20% of premium	No refund

Policy Documents & Brochure

Policy Jacket Brochure

This Policy is protected under the Policy Owner's Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/ LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

Table of Comparison

Refund Policy

Policy Documents & Brochure

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